Baccarat

Online casino baccarat

Baccarat originated in the 1400s in France and Italy, but its popularity spread around the world. Over the years, players and casinos have created several versions of Baccarat. The goal and rules remain the same, but in new games you can try different rates or bonuses.

How to play Baccarat step by step

BaccaratBaccarat is a pretty simple game. Below we will tell you how to play the standard version, which you may also encounter in the game with live dealers.

Instructions for action:

  1. Choose to play Baccarat at the casino.
  2. First, decide if you want to place bets on the Dealer or on the Player. Basically, you decide which hand you think will win.
  3. Both the Player and the Dealer are dealt two cards, both of which fall on the table face up. In Real Money Baccarat, you can get a total of three cards, but whether the third card comes up depends on the amount of your hand.
  4. If you have between 0 and 5, then you will receive a third card. But when you have 6 or 7 in your hands, you won’t get it. And if you have 8 or 9, you win. It’s simple.

Dozens and picture cards cost nothing. And since you cannot collect more than 9, any score that takes you above 9 will cause you to drop to zero for a quick reset. For example, if you get 5 and then 8, you get 3, not 13.

History of Baccarat

Baccarat is considered one of the oldest casino games in the world, and is believed to have been created by an Italian gambler named Felix Falgier in the Middle Ages. Although the exact origin of the game is unclear, there are first written records of it in the 19th century. Then Baccarat was especially popular with the French nobility.

By the end of the 19th century, the game found its fans in the United States. But it wasn’t until the 1950s that it gained popularity in casinos when new options began to be widely offered: punto banco, baccarat banque, and chemin de fer.

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Baccarat rules

The first time you sit down to play, you can be confused by the number of cards dealt and how they are stacked. But don’t worry, it’s actually very easy to understand. With an average payout of 98%, this game is definitely worth playing. In Baccarat, you bet on the Player or Dealer to win. The largest number you want to come up is 9.

But here’s what gets interesting – unlike blackjack, Baccarat is virtually impossible to lose. The game continues until one of the participants approaches the total winnings.

The goal of the Baccarat game is to make a hand with a score close to 9:

  • Aces are counted as one point.
  • 2 to 9 as their face value;
  • Tens and picture cards count as zero.

If the hand value is a two-digit number, ignore the first digit. The last number is the number of points in Baccarat for the hand. For example, 7 + 6 = 13 = 3 and 4 + 6 = 10 = 0.

Place a bet on the Dealer’s hand and / or on the Player’s hand and / or on the Draw. Then the Player and the Dealer are dealt two cards each. In some cases, a third card is dealt to the Player and the Dealer or both. Cards are dealt from a bank containing 6 decks of cards and shuffled each round.

The hand closest to 9 wins. If you bet on the Player’s hand and the Player wins, you are paid out according to the payout table. If you bet on the Dealer’s hand and the Dealer wins, then a 5% (high) pot commission is deducted from your winnings. If both the Player’s hand and the Dealer’s hand have the same number of points, the result of the game is a “draw”. Bets are then returned to you (displayed as “Push”) in the event of a tie.

Side bets

An additional bet is a bet that you can place in addition to the usual bets on the Player, Dealer or Draw. Below is a description of the available side bets:

  • Additional bets on a pair of Players and Dealers win according to the paytable if the first two cards dealt to the corresponding hand form any pair on that hand, for example, 5 spades and 5 diamonds.
  • The “Any Pair” additional bet wins according to the paytable if the first two cards in the Dealer’s or Player’s (or both) hand form any pair on that hand.
  • The additional bet “Perfect Pair” wins according to the paytable if the first two cards of the Player or the Dealer form a pair of the same suit, for example, a pair of 7 diamonds.
  • The big side bet wins according to the paytable if the total number of cards dealt between the Player and the Dealer is 5 or 6.
  • The small side bet wins according to the paytable if the total number of cards dealt between the Player and the Dealer is 4.

The additional bet is not related to the bets in the regular game. You can place a regular game bet on the Player’s position, but also an additional bet on the dealer’s pair, and vice versa. You can also place additional bets without placing regular bets.

Third Card Rules

The Baccarat rules table determines when the third card is automatically dealt to the Player and / or Dealer:

Player

The cost of the first two cards of the Player:

Act:

0 – 1 – 2 – 3 – 4 – 5

Draws a card

6–7

Doesn’t draw a card

Dealer

If the Player does not draw a card, the Dealer collects 5 or less in total. If the Player draws a card, use the table below to determine if the Dealer needs the card or not.

 

The cost of the first two Dealer cards: It is played when the value of the Player’s third card is equal to: Doesn’t pull if the cost of the Player’s third card:

0-1-2

0-1-2-3-4-5-6-7-8-9  

3

0-1-2-3-4-5-6-7-9 8

4

2-3-4-5-6-7 0-1-8-9
5 4-5-6-7

0-1-2-3-8-9

6 6-7

0-1-2-3-4-5-8-9

7  

0-1-2-3-4-5-6-7-8-9

Important note: if the Player or the Dealer has 8 or 9 points in total, then both of them remain with their cards. This rule overrides all other rules.

RTP in game

The theoretical return to player (RTP) percentage in Baccarat differs depending on the type of bet:

Bet type Pays RTP
Dealer 0,95: 1 98,94%
Player 1: 1 98,76%
Draw 8: 1 85,56%
Pair of Players / Pair of Dealers 11: 1 88,75%
Big 0,54: 1 95,65%
Petite 1,5: 1 94,73%

Tips for playing baccarat:

  1. Remember baccarat is a game of chance. There is no point in trying to count cards because it won’t help you. Instead, focus on the game itself, not the cards.
  2. Choose a game with as many decks as possible.
  3. Look for a casino that charges a commission on Dealer bets below 5%.
  4. Divide your money and control how much you bet in each round.
  5. One of the best ways to manage your money while playing is to pocket a certain percentage of your winnings each time you win, or all of your winnings.
  6. The Smart Player ALWAYS bets on the Dealer. This bet has the smallest house edge.
  7. Never bet more money than you can afford. This behavior is contrary to money management theory and will cost you dearly in the long run.

Most often, use the Dealer’s bet. For a change, you can bet on Player from time to time and never bet on a draw.

What are the best online casino baccarat strategies?

As with many other casino table games, betting systems can be used to reduce the losses you will incur in the game and hopefully increase your winnings as well. Below are some examples that you can try in your next online Baccarat game.

1-3-2-4

The 1-3-2-4 strategy is how you increase your bet. The idea behind this system is that you need to adjust your bet amount to cover any losses you make. Of course, no strategy is completely foolproof, and the more you can stretch your budget, the more likely you are to make a profit.

One bet

This strategy is very simple and basically involves choosing a constant bet on either the Player or the Dealer. You must bet until you lose three times. At this point, you should stop and wait until you start winning again before betting resumes. When using this strategy, it’s good to have a goal of how much you want to win so you know when to end the game.

Passwords

In this strategy, you increase your bet every time you win. The sequence of bets is 1-2-4, and after the third win you will go back to 1 and restart. Nothing really special.

Baccarat Terminology

Banco is a term for Bank or House. Also refers to a bet placed on a Banco hand that the Dealer always bets on. This bet has a slightly better chance of winning than Punto, but requires a commission. Even with the commission, this is still the smartest bet in the game.
Bankroll – the total amount of money that the Player has bet on the game.
Callman – the term is used to refer to a Dealer – a casino employee.
La Grande is a French term for a nine-denominated hand. In English, it means “large,” as opposed to its smaller equivalent, which costs eight.
Face Card is a category of cards that includes kings, queens and jacks. These cards, along with tens, are completely useless in Baccarat.
La Petite is a French term for a hand equal to eight. In English, it means “small,” as opposed to its larger counterpart, which costs nine.
Punto – Player. The term also refers to the Baccarat hand that is opposite the Banco hand. It is not recommended to bet on the Punto hand due to the higher house edge.
Commission – the amount of money that must be paid to the casino for the opportunity to place a Banco bet. Usually it is 5% of the rate (rounded in favor of the house), but sometimes it can be only 4%.

The best bonuses in Baccarat

To win real money in Baccarat, players need to increase their bankroll. Casino bonuses give players free credit that they can use in any game. Thanks to these privileges, players can use hundreds or even thousands of dollars of “free money” to try to win without risking their own bankroll.

Check out some of the best casino bonuses to be found online:

Welcome Bonus

Issued after registration at the casino. Players receive a certain amount of money in their accounts as soon as they make their first deposit. This casino bonus can go up to several thousand dollars, which makes it one of the best bonuses for gamblers.

Deposit bonus

This casino bonus will match the player’s deposit for a specific amount or percentage. For example, with a 100% replenishment bonus up to $ 200, a player can double his account by depositing the maximum amount.

Bonus cashback

Sometimes an online casino replenishes a player’s account with a portion of the funds that he lost while playing at the casino.

No deposit bonus

Used to attract new players to your site. Online casinos will provide players with free credit to sign up. No deposit is required, but the amounts provided are usually small compared to other casino bonuses.

VIP Bonus

This is a multi-high roller game. Online casinos want these players to stay on their site, so they will provide them with VIP privileges not available to other players. Low stakes players can find similar promotions in the loyalty program on the casino website.

Weekly / ongoing promotions

They do it so that regular players are happy. Online casinos release promotions weekly or randomly. If you find a casino with a good selection of games and RTPs, these bonuses are absolutely essential to boost your bankroll.

Frequently Asked Questions about Baccarat

Conclusion

Nowadays, you will find many different versions of Baccarat available both in land-based casinos and online. Most online casinos offer a variety of Baccarat games, with Live Dealer Baccarat often being the more popular choice for gamblers.

Last updated: 06.10.2020
Author
Nick Sharp
Nick Sharp
If you are interested in the issues of current gambling, you should familiarize yourself with the content created by the experienced gamer Nick.
In the past, for 8 years, he has participated in various online casino tournaments and has written reviews of new casinos. Nick's expert articles will help you develop your own casino for the game, as well as the correct strategy for promoting in an online casino and get only positive emotions from the game.